What defines a legal owner of a mobile home?

A legal owner of a mobile home is defined as the individual or entity registered to receive the Certificate of Title. The Certificate of Title is crucial as it provides proof of ownership and establishes legal rights to the property. While a lender may hold the title temporarily, their claim is typically related to the financing of the purchase rather than ownership of the mobile home itself. Similarly, while any person who bought the mobile home could be an owner, without the registration on the Certificate of Title, their ownership is not legally recognized. A dealer who sells the unit may have possession of the mobile home but does not hold ownership rights once the sale is complete. Thus, being registered to receive the Certificate of Title is what formally designates someone as the legal owner of the mobile home.